Tired of hidden charges, confusing statements, and poor support? DeclarePay helps small businesses cut credit card processing costs — with a cash discount program and real human support.
⭐ Trusted by restaurants, salons, auto shops & retailers nationwide
Takes 60 seconds. We’ll review your setup and show you where you can save.
Watch how a free statement review and the cash discount program help business owners stop overpaying on credit card fees.
With DeclarePay’s cash discount program, the cost of processing is offset at checkout — so your monthly processing fees can shrink to a small flat rate instead of a big cut of every sale.
Example based on a business processing $50,000/month in card volume. Actual savings vary by business, ticket size, and card mix.
Lower fees matter — but so do the tools you run every day. DeclarePay brings processing, hardware, and software together with real support behind it.
Offset processing costs at checkout and cut your monthly fees down to a small, predictable flat rate.
In-store terminals and full point-of-sale systems for restaurants, retail, salons, and service shops.
Take payments anywhere — on the floor, at the table, on a job site, or at an event.
A secure payment gateway and invoicing so customers can pay you online or by link.
Set up subscriptions and repeat customers on automatic, scheduled payments.
Real people, not phone trees. Support that’s there after the account is opened — not just before.
Every industry has its own quirks — tips and tabs, walk-ins, parts and labor, high-risk underwriting. DeclarePay fits the way you actually operate.
POS systems, tips, tabs, and online orders — processing built for food service margins.
Fast checkout, mobile readers, and recurring billing for salons, spas, and barber shops.
Handle larger tickets for parts and labor with clear, predictable processing costs.
Reliable terminals and POS for storefronts, convenience stores, and shops.
In-house underwriting that approves high-risk industries other processors turn away.
Invoicing, online payments, and recurring billing for service-based businesses.
A lot of companies promise savings, then disappear once the account is open. DeclarePay is built around clear communication, an honest review, and support that sticks around.
We keep it simple so you can quickly see whether you’re leaving money on the table.
Tell us about your business and current payment setup.
Send your latest merchant statement — that’s usually all we need.
We explain your real costs and walk through ways to save.
No pressure. You choose if switching makes sense — approval in 1–3 days.
Your business — and your customers’ card data — are protected at every step.
Infrastructure that meets payment card industry standards.
Every transaction is encrypted end to end.
Modern fraud screening on card-not-present payments.
Sensitive card numbers are replaced with secure tokens.
Credit card fees are part of doing business — overpaying isn’t. DeclarePay helps business owners understand their true cost, explore better options, and get the service they deserve.
From a single storefront to a growing operation, DeclarePay works with small businesses across the country — the same honest review, fair pricing, and real human support no matter where you are or how you take payments.
Start with a free review of your current merchant statement. DeclarePay shows you exactly what you’re paying and where the markups are, then walks you through options — including the cash discount program — to reduce or offset those fees.
A cash discount program lets you offer customers a discount for paying with cash, while card-paying customers cover the processing cost. For many businesses this reduces monthly processing fees to a small flat rate. Results vary by business and card volume.
Most businesses are approved in 1–3 business days thanks to in-house underwriting.
DeclarePay works with small businesses nationwide, across a wide range of industries — from restaurants and salons to auto shops, retail, and high-risk businesses.
Yes. DeclarePay works with restaurants and bars, beauty and nail salons, auto repair and service shops, retail and convenience stores, and professional services.
Yes. DeclarePay supports high-risk industries including CBD and hemp businesses, with in-house underwriting.
No. The review simply helps you understand what you’re paying and what options are available. Usually your most recent merchant statement is all we need to start.
Get a free, no-obligation processing fee review from DeclarePay today.